Putnam-Westchester-Homes.com

Avoid Foreclosure and short sale help

Mike — Mon, 22 Feb 2010 15:05:28 +0000

Press Release:

Michael Trinchitella of Re/Max Classic Realty launches website and marketing plan specific to homeowners facing foreclosure hardship in the Putnam and Westchester County real estate market

Are you behind on your mortgage payments? Think foreclosure is the only option? Afraid you will lose your home? Curious about Short Sales? You can avoid foreclosure and preserve your credit.

Michael Trinchitella a Certified Distressed Property Expert has launched a new web site PutnamWestchesterShortSales.com that is focused on homeowners in Putnam County and Westchester County who are facing a foreclosure or are missing mortgage payments and fear they may lose their home to foreclosure. The web site is focused on assisting distressed homeowners find information and investigate options to avoid the foreclosure process. As an expert in foreclosures and short sales, a real estate transaction option that banks will consider instead of foreclosure with specific guidelines, Trinchitella is determined to provide essential knowledge to homeowners in Putnam and Westchester County facing this unfortunate circumstance.

There are a myriad of ways that unforeseen hardships can change the joy of owning a home into an incredible burden. Maybe you’ve lost your job, or have unexpected medical bills beginning to pile up, or your monthly mortgage payments have increased beyond your current budget. No matter what the cause of your troubles, ignoring the problem won’t help, it will only make it worse. You must act quickly to resolve the issue. PutnamWestchesterShortSales.com gives homeowners the information regarding the foreclosure process, what effects it has on a homeowner and their credit and ways to stop the foreclosure process. Visitors will also learn what a short sale is and why so many homeowners are choosing short sales. A short sale is an agreement in which a mortgage lender agrees to accept a payoff on the loan for less than what is owed. Short sale provides a way for troubled homeowners to prevent foreclosure and many of the dire penalties involved.

Visitors to PutnamWestchesterShortSales.com will find information regarding the process of foreclosure, what effects foreclosure has on a homeowner, and ways to prevent the foreclosure process from continuing. The web site features easy-to-understand informational tools such as a list of frequently asked questions, a glossary of terms and free reports as well as resources that allow the homeowner to get their questions addressed in a confidential manner. In addition, the web site offers the homeowner information regarding short sales, often a viable solution to foreclosure that can save a distressed homeowner from the damaging effects foreclosure has on their credit.

“I feel that it is important in today’s economic conditions for homeowners to know that they have options other than the foreclosure route,” says Trinchitella. “Statistics show that 50% of homeowners facing this stressful situation often ignore the issue and that doesn’t have to be. There are options such as a short sale, especially if the homeowner works with an experienced REALTOR® to provide them assistance in showing the lender the hardship situation and other real estate documentation.”

PutnamWestchesterShortsales.com provides visitors with a description of how the short sale process works, how it compares to a foreclosure, and how a homeowner may be able to qualify for a short sale. As a Certified Distressed Property Expert (CDPE), Trinchitella has taken the initiative to become an educated and prepared advocate on the behalf of a homeowner in distress. Earned by completing detailed and thorough coursework via the Distressed Property Institute, real estate agents with the CDPE designation are armed with the necessary tools and information to help distressed property owners avoid foreclosure and continue their lives.

For more information about foreclosures and short sales in Putnam and Westchester County, please feel free to visit the web site at PutnamWestchesterShortsales.com, or to contact Michael Trinchitella at (914) 403-4868 or by emailing Info@PutnamWestchesterShortsales.com.

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Heritage Hills one level condos

Mike — Sat, 20 Feb 2010 03:27:58 +0000

View all one level condos for sale in Heritage Hills with no steps! My web site is the only web site in the area that has this feature! View all popular models available with 1 floor living and no stairs. If you are tired of all the web sites that make it impossible to figure out which condo features one level listings then this is the site for you. In addition you can sign up and be notified when new condo listings that are all on one level come on the market.

Check out: Heritage Hills Somers one level condos

The web site is updated every 24 hours with every listing from every real estate company in the area! Never miss a listing and be the 1st to find out when a new listing comes on the market.

Learn more about Heritage Hills here: Heritage Hills Somers

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Mahopac St. Patrick’s Day Parade – March 14th, 2010 at 2pm

Mike — Thu, 11 Feb 2010 13:46:45 +0000

The Annual Putnam/Northern Westchester St. Patrick’s Day Parade, which is also known to many as the Mahopac St. Patrick’s Day Parade, is scheduled for Sunday, March 14th, 2010 at 2:00pm, rain or shine.

The St. Patrick’s Day Parade takes place on Route 6 in Mahopac, New York between the Mahopac Firehouse (Croton Falls Road and Route 6) and the K-Mart Shopping Center. It is the third largest parade in New York State. So pack up the family and join us for a day of fun and good times. Remember, the parade goes on rain or shine. For more info check out LocalPutnam.com

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55 Jonathan Drive Mahopac

Mike — Wed, 27 Jan 2010 21:03:47 +0000

Lovely end unit townhouse in desirable Society Hill in Mahopac NY with garage! Lovely light and bright home featuring 2 bed. 2.5 bath with large eat-in-kitchen, dining room, sunken living room with fireplace and cathedral ceiling. Sliding glass doors to deck, large open back yard with great views and privacy. Large master bedroom & master bath, large 2nd bedroom, plenty of closets throughout. Sought after section of Society Hill with plenty of guest parking, close to all amenities. Minutes to Taconic Pkwy. Taxes only $3400 after STAR. Asking price is $349,999.

To view more photos and details check out: 55 Jonathan Drive Mahopac, NY 10541

To view other townhouses in this complex check out Society Hill at Mahopac

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Models in Heritage Hills

Mike — Tue, 26 Jan 2010 23:46:28 +0000

There are 37 different models/floor plans available in Heritage Hills Somers NY. The breakdown is as follows:

One bedroom models: The 1 bedroom models range in size from 900 to 1125 sq. feet. These models include:

Adams

Amherst

Franklin

Guilford

Radcliffe

Suffolk

Wharton

Two Bedroom Models: The 2 bedroom models range in size from 1138 to 1860 sq. feet. These models include:

Armonk

Bedford

Berkshire

Cambridge

Canaan

Colgate

Concord

Cortland

Cornell

Darthmouth

Eaton Allen

Fairfield

Fairview

Hamilton

Hampton

Hancock

Hanover

Harvard

Jackson

Kent

Katonah

Lexington

Lincoln

Lichfield

Madison

Monroe

Princeton

Putnam

Ridgefield

Rockland

Salem

Somers

Stanford

Stratford

Syracuse

Wellesley

Yale

Three Bedroom Models: The 3 bedroom models range in size from 1550 to 2099 sq. feet. These models include:

Columbia

Croton

Garrison

Harrison

Jefferson

Sherman

Washington

Westchester

Windsor

York

The most popular models are the ones on all one level with no stairs to view a list of current condos for sale that have no steps check out: one level condos for sale in Heritage Hills. If you are interested in a list of all available 1 floor condo units for sale as well as be notified when new listings come on the market in Heritage Hills please fill out the following form and let me know your needs: Automated Property Updates.

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Hunters Brook Townhouse Yorktown

Mike — Wed, 06 Jan 2010 21:16:14 +0000

I just listed this beautiful townhouse in sought after Hunter’s Brook in Yorktown Heights NY. Features included: Yorktown Schools, 2 bed, 2.5 bath + den and office, brand new wood floors, new paint throughout, new heating, A/C system, new roof & gutters. Large living room w/fireplace, deck to large private backyard. Large master suite w/fireplace, master bath, walk-in-closet. Large 2nd bedroom plus den/family room and office area! Located in sought after section, walk to all amenities, plenty of guest parking right across from the unit! Taxes: $4376 after STAR. 1 car garage plus plenty of parking. Asking price: $429,000.

To see more photos and listing details check out: 253 Tree Top Lane Yorktown Heights, NY 10598

To view all townhouses in this complex check out: Hunter’s Brook Townhouses in Yorktown Heights NY

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Just Sold – Heritage Hills Somers NY

Mike — Sat, 19 Dec 2009 14:23:02 +0000

I just sold this lovely 3 bedroom plus den Sherman II condo in Heritage Hills in Somers NY. This condo features a 2 car garage, retractable awning wonderful gardens and bordered by stone walls. Meticulously maintained interior with large Eat in Kitchen w/Plantation Shutter, Formal Dining Room w/Crown Molding, Formal Living Room, Master Bedroom Suite w/Jacuzzi and slider to Deck. 2 additional. Bedrooms and separate office/den.

To view more recent sales check out: Recent sales in Heritage Hills.

To view all condos on the market check out: Heritage Hills Somers NY.

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37 Hallocks Run in Somers Chase

Mike — Wed, 25 Nov 2009 03:21:12 +0000

Lovely colonial in exquisite Somers Chase. 4 bed, 3.5 bath, 4000 sq. feet. Oversized private yard, 2 story entry w/ Cinderella stairs, hardwood flooring, custom moldings, whole house network & audio/visual. Gourmet eat-in-kitchen w/granite counters & center island, breakfast nook & Florida Rm. 2 story Fam Rm w/fireplace. Master suite w/sitting Rm, wet bar & mini fridge/microwave, walk-in-closets, office, master bath w/Jacuzzi & separate shower. Huge basement w/rough plumbing for kitchen & bath.

To view more photos and details check out: 37 Hallocks Run Somers, NY 10589 and also check out the visual tour here: 37 Hallocks Run in Somers Chase

What is Somers Chase? – Built in the late 1990’s and early 2000’s by Toll Brothers, Somers Chase is one of the most sought after developments around. These exquisite homes have access to a community clubhouse, pool, tennis, playground and walking Trails. Conveniently located to shopping, I684, Rte 202 and sought after Somers Schools.

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Homebuyer Tax Credit Extension

Mike — Fri, 06 Nov 2009 19:38:50 +0000

The following is an extension of the first time home buyers $8000 tax credit

By STEPHEN OHLEMACHER, Associated Press Writer Stephen Ohlemacher, Associated Press Writer – Thu Nov 5, 2:57 pm ET

WASHINGTON – Buying a home is about to get cheaper for a whole new crop of homebuyers — $6,500 cheaper.

First-time homebuyers have been getting tax credits of up to $8,000 since January as part of the economic stimulus package enacted earlier this year. But with the program scheduled to expire at the end of November, the House voted 403-12 Thursday to extend and expand the tax credit to include many buyers who already own homes.

The Senate approved the measure Wednesday, and the White House said President Barack Obama would sign it Friday.

Buyers who have owned their current homes at least five years would be eligible for tax credits of up to $6,500. First-time homebuyers — or anyone who hasn’t owned a home in the last three years — would still get up to $8,000. To qualify, buyers in both groups have to sign a purchase agreement by April 30, 2010, and close by June 30.

“This is probably the last extension,” said Sen. Johnny Isakson, R-Ga., a former real estate executive who championed the credits.

To see the changes of the new bill compared to the original bill, check out this link: http://www.realtor.org/fedistrk.nsf/files/government_affairs_tax_credit_ext_chart_110409.pdf/$FILE/government_affairs_tax_credit_ext_chart_110409.pdf

The homebuyers tax credit is one of two tax breaks totaling more than $21 billion that was included in a bill extending unemployment benefits for those without a job for more than a year. The other would let

companies now losing money recoup taxes they paid on profits earned in the previous five years.

“We are still in a world of economic hurt, and Congress must continue to act boldly and creatively,” said Sen. Max Baucus, D-Mont., chairman of the Senate Finance Committee. “With the right mix of tax breaks and investments we will get through this recession and get folks working again.”

The real estate industry has been pushing to extend and expand the housing tax credit. About 1.4 million first-time homebuyers have qualified for the credit through August. The National Association of Realtors estimates that 350,000 of them would not have purchased their homes without the credit.

Extending and expanding the tax credit for homebuyers is projected to cost the government about $10.8 billion in lost taxes. While the measure passed the Senate by a 98-0 vote, Sen. Kit Bond, R-Mo., questioned its efficiency in stimulating home sales.

“For the vast majority of cases, the homebuyer tax credit amounted to a free gift since it did not affect their decision to purchase a home,” Bond said. “And for the small minority of buyers whose decision was directly caused by the credit, this raises the question of whether we are subsidizing buyers who may not have been able to afford buying a home in the first place.”

The credit is available for the purchase of principal homes costing $800,000 or less, meaning vacation homes are ineligible. The credit would be phased out for individuals with annual incomes above $125,000 and for joint filers with incomes above $225,000.

The credit would be extended an additional year, until June 30, 2011, for members of the military serving outside the United States for at least 90 days.

Expanding the tax credit for money-losing companies is projected to cost $10.4 billion.

The business tax break would allow money-losing companies to use current losses to offset taxable profits earned in the previous five years, giving them refunds of taxes paid in those years. Under current law, businesses with annual gross receipts of more than $15 million can claim losses back only two years.

The tax break would help industries suffering losses in 2008 or 2009, including retailers, homebuilders and newspapers. Congress included a scaled-back version of the tax break — for companies with revenues of $15 million or less — in the economic recovery package enacted in February. The new tax break would be available to companies of any size, providing a quick source of cash.

The U.S Chamber of Commerce has been a big backer of the tax break for money-losing companies.

“It frees up capital that they can use to maintain jobs and potentially even hire new people as the economy returns,” said Caroline

Harris, senior tax counsel for the U.S. Chamber of Commerce.

The tax breaks would be paid for largely by delaying a tax break for multinational companies that pay foreign taxes. It was passed in 2004 and originally was to have taken effect this year, but would now be delayed until 2018.

___
The bill is H.R. 3548.
___
On the Net:
Congress: http://thomas.loc.gov

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1001 Williamsburg Drive Mahopac

Mike — Sun, 01 Nov 2009 23:04:40 +0000

Lovely light and bright end unit 3 level townhouse for sale in Williamsburg Ridge in Mahopac with finished walkout basement. Features 2 bed + den/office, 2.5 bath 2,000 sq. feet, central A/C, recessed lighting, brand new master bath, new paint and carpet throughout. Lovely finished walkout basement with office/den and sliding glass doors to private back yard. Lots of closets, storage, large pull down attic. Only 4 miles from Taconic Parkway, minutes to school, town, shopping and Westchester. Taxes approx. $3,300 after STAR deduction. Only $319,000!!

For more details and photos check out: 1001 Williamsburg Drive Mahopac, NY 10541

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